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ShinyLeftPad 14 hours ago [-]
Critical stuff like this is definitely a good idea to delegate to an LLM.
summermusic 13 hours ago [-]
Yes, especially a subscription AI service that will exist forever and ever.
edoceo 13 hours ago [-]
My experience estate planning is that there are a lot of sensitive details in the documents. The tried a true method is the estate planning binder. Typically there is a worksheet to guide with the collection of information and then trusted parties review and find the missing details and then also work through the complex planning part. LLMs have, this far, not been good at that.
In the last 20 that I've done the biggest hurdle has been sitting down to do the work. A smarter worksheet doesn't solve the human problem of: "I'll get to this later".
Another critical part this doesn't handle is having a trusted party to help during the shit storm. Your estate lawyer and/or executor provide more than organized data.
sbrown12 13 hours ago [-]
We definitely do not intend to replace estate lawyers or executors who create these documents and manage their execution. Our goal is just make it easier to gather all the critical documents, contacts, bills, etc...and share clear instructions for what to do when so families know what exists and what next steps are during a stressful time.
edoceo 13 hours ago [-]
Yea, I hear you on that. The point is that the answer is known and folk don't do it anyway - like "eat more vegetables". It's an awareness and action problem. There are dozens of tools exactly like this. Many are designed by someone dealing with it the first time (maybe this is another case). And they solve the easiest part of the shit situation. This component and all the other harder ones would be sorted by a planner. But ALSO, this easy part could have been solved if anyone in the family took initiative - and they don't. When you have this problem it's already too late.
This product is literally a free document one could download and write on.
If folk aren't doing that, why would they use a new shiny (unproven) tool that cost money?
kaikai 12 hours ago [-]
I have a Google doc shared with close friends and family that I keep updated with info in case I’m seriously injured or dead. It doesn’t have passwords or anything harmful to leak, just things like what banks I use, contact info for various friend communities and my job, and an (unofficial) medical directive.
It’s free, took me very little time to set up, and in case of an accident should give people enough leads to make their lives easier.
The need is there, but I would absolutely not trust a subscription startup with “ai” in the url to handle this kind of info.
duttish 9 hours ago [-]
Now I know one thing I'll do this weekend, great idea.
programmertote 11 hours ago [-]
100% what I do. :) Simple and gets the job done.
lwhsiao 15 hours ago [-]
One thing that I couldn't understand from the website: how is this triggered?
This sounds useful, but I also want an automated way to distribute the information when needed. Maybe a dead man's switch of sorts?
For example, suppose I'm a single adult, and I set this all up. Then I go for a hike and disappear forever. How can the trigger of distribution happen?
sbrown12 14 hours ago [-]
In our earliest versions we experimented with a dead mans switch, but feedback was that folks would forget to reply to the monthly keep alive and we'd risk triggering too many false alarms. So we opted for picking trusted family members who you grant ongoing read only access. That way in an emergency, they already have the access they need to act.
We're 100% open to the idea of a dead man's switch, just want to find a way to avoid triggering too many false alarms. Any ideas on how to do that?
Calazon 14 hours ago [-]
Optional feature, off by default, customizable time interval, and a warning about false alarms?
Even with that you'd likely still trigger false alarms regularly, though they would be the responsibility of the user. Not sure whether it would be a worthwhile tradeoff overall.
sbrown12 14 hours ago [-]
Those are good suggestions. Thanks for sharing.
graerg 14 hours ago [-]
I built if-i-go-missing.com along these lines. Weird, I’m also a Brown!
sbrown12 14 hours ago [-]
Hahah, great minds think alike :)
sublinear 14 hours ago [-]
Maybe an optional app? Send the keepalive email and alert the trusted family members when the app stops pinging back.
This would at least indicate that the phone is turned off or lost signal. All of this should be configurable by the user including thresholds before alert, reply timeout, etc.
I think expecting a ping from the app every 24h is a sensible default. Most people already "call to see if their phone is dead". This just automates it.
sequoia 14 hours ago [-]
a hundred dollars a year for this?? What does the service even do with that money? I pay this for 20 years so you can share a google doc upon my demise?
I must be missing something.
9 hours ago [-]
deepspace 12 hours ago [-]
Anything can happen of course, but my actuarial life expectancy is at least 30 years from now. I am 95% certain that my safe deposit box in my bank (where my info is currently stored) will still exist then. What are the odds of this site surviving that long?
ButlerianJihad 12 hours ago [-]
> 95% certain
Really now? Have you not been paying attention to the many news stories about banks that are closing out and shutting down their SDB services?
SDB are a horrible burden for banks and especially because they have little use for actual secured vaults anymore.
If you’re simply using it to squirrel away paper documents for emergency access, I strongly suggest an electronic replacement solution.
If you’re using it to store physical valuables such as watches, jewels, or negotiable instruments, then I feel sorry for you, but consider a storage locker or simply a fireproof safe.
johntash 7 hours ago [-]
I didn't know banks were closing their SDB services. I've been thinking about getting one as an offsite/offline backup for a few important things, but maybe I'll reconsider.
Searching I do see there are some companies who aren't banks and offer similar private vault services. I wonder how reliable they are.
ButlerianJihad 6 hours ago [-]
I had an SDB for a couple of months and some of the related incidents were rather surreal. I was finally persuaded against it.
I had been stashing cash and coins in there, and some USB sticks and some ID, as a backup or hedge, if something catastrophic happened to my home, or there was an extended power outage, or comms lines were down for some reason: civil unrest, natural disaster.
But I queried one of the bank managers about their backup systems and power. And he said "oh, if the power went out or something, we would obviously close down." and nobody from the public would be getting into that branch, come hell or high water. It was perfectly logical to expect that, but I had somehow thought they would be a fortress of solitude that could withstand any tempest outside.
So that's why I closed out the box, and basically my best backup plan is readiness at-home, and knowing somewhere to flee to, and/or shelter in place, if something goes wrong here.
Having dealt with this with a couple of family members, set it a similar system for my spouse and I, and also been tech support for numerous friends doing somethign similar I'll provide a couple notes
* The biggest product market fit note to me is that this misunderstands the information access challenge. My experience has been that you are on 'step 2' of the information - organizing it and accessing it. Step 1 is getting the information out of the person, all of it, correctly, willingly. These are hard conversations and structuring them is less of a challenge than the emotional piece.
* In the zero trust/everything is multifactor age what I have really found is that access to cell phone and email are the most critical. I don't see where this prioritizes those...because I won't be able to login to anything of (say) my mom's from my laptop until I have those two things to verify identity.
* I can't quite tell whether you are pitching this at 'healthy people to set this up for the future' (a nonstarter because of annual subscription cost) or 'healthy person helping sick family member' (they have enough going on that starting using a new piece of software is an unsustainable cognitive load delta no matter the ease).
Big picture...what I recommend for friends and family is a password manager with a deadmans switch someone else (your estate personal rep) can trigger. That, plus good estate planning is basically sufficient. You should (and almost always can) have some document in there listing major accounts nad bills that is mostly up to date. This stuff doesn't have to be perfect it just needs to be good enough because no matter why you are activating it perfect is not going to be an option or even helpful.
sbrown12 12 hours ago [-]
100% agree the first step is discovering what exists. Our goal is to make that discovery less intimidating by automating as much discovery as possible.
When a user connects their email address we automatically search for 70 categories of critical documents & bills (ex: property tax, homeowners insurance, life insurance, etc...) so all they have to do is click yes to confirm instead of trying to remember what's important and where it's stored.
The next step is series of simple yes/no questions to help folks remember what critical documents/contacts exist.
If you have other suggestions to make the process less stressful, we definitely want to hear them.
2Gkashmiri 13 hours ago [-]
I have a keepass file that I keep fairly updated on multiple places, my phone being up to date.
A trusted family member has its password which is in their keepass.
In the event I am not around, I expect them to find the password and open the keepass.
Its less complicated this way
sbrown12 13 hours ago [-]
That's a solid approach. I've heard of folks creating a google doc, a password vault, even a binder that's in a safe deposit box. The real challenge is just that so many of us procrastinate and do not invest the time to gather all this information and make sure family know how to access it. That's what inspired me to build LastShelf - to make the process less intimidating and more accessible.
zmagdovitz 14 hours ago [-]
Love this - awesome release.
nickphx 13 hours ago [-]
uhhhh
why yes, i would love to give a vibecoded app access to all of my important information so it can stored for "safe" keeping...
a post it note on your front door would be more secure and likely last longer.
In the last 20 that I've done the biggest hurdle has been sitting down to do the work. A smarter worksheet doesn't solve the human problem of: "I'll get to this later".
Another critical part this doesn't handle is having a trusted party to help during the shit storm. Your estate lawyer and/or executor provide more than organized data.
This product is literally a free document one could download and write on.
If folk aren't doing that, why would they use a new shiny (unproven) tool that cost money?
It’s free, took me very little time to set up, and in case of an accident should give people enough leads to make their lives easier.
The need is there, but I would absolutely not trust a subscription startup with “ai” in the url to handle this kind of info.
This sounds useful, but I also want an automated way to distribute the information when needed. Maybe a dead man's switch of sorts?
For example, suppose I'm a single adult, and I set this all up. Then I go for a hike and disappear forever. How can the trigger of distribution happen?
We're 100% open to the idea of a dead man's switch, just want to find a way to avoid triggering too many false alarms. Any ideas on how to do that?
Even with that you'd likely still trigger false alarms regularly, though they would be the responsibility of the user. Not sure whether it would be a worthwhile tradeoff overall.
This would at least indicate that the phone is turned off or lost signal. All of this should be configurable by the user including thresholds before alert, reply timeout, etc.
I think expecting a ping from the app every 24h is a sensible default. Most people already "call to see if their phone is dead". This just automates it.
I must be missing something.
Really now? Have you not been paying attention to the many news stories about banks that are closing out and shutting down their SDB services?
SDB are a horrible burden for banks and especially because they have little use for actual secured vaults anymore.
If you’re simply using it to squirrel away paper documents for emergency access, I strongly suggest an electronic replacement solution.
If you’re using it to store physical valuables such as watches, jewels, or negotiable instruments, then I feel sorry for you, but consider a storage locker or simply a fireproof safe.
Searching I do see there are some companies who aren't banks and offer similar private vault services. I wonder how reliable they are.
I had been stashing cash and coins in there, and some USB sticks and some ID, as a backup or hedge, if something catastrophic happened to my home, or there was an extended power outage, or comms lines were down for some reason: civil unrest, natural disaster.
But I queried one of the bank managers about their backup systems and power. And he said "oh, if the power went out or something, we would obviously close down." and nobody from the public would be getting into that branch, come hell or high water. It was perfectly logical to expect that, but I had somehow thought they would be a fortress of solitude that could withstand any tempest outside.
So that's why I closed out the box, and basically my best backup plan is readiness at-home, and knowing somewhere to flee to, and/or shelter in place, if something goes wrong here.
* The biggest product market fit note to me is that this misunderstands the information access challenge. My experience has been that you are on 'step 2' of the information - organizing it and accessing it. Step 1 is getting the information out of the person, all of it, correctly, willingly. These are hard conversations and structuring them is less of a challenge than the emotional piece.
* In the zero trust/everything is multifactor age what I have really found is that access to cell phone and email are the most critical. I don't see where this prioritizes those...because I won't be able to login to anything of (say) my mom's from my laptop until I have those two things to verify identity.
* I can't quite tell whether you are pitching this at 'healthy people to set this up for the future' (a nonstarter because of annual subscription cost) or 'healthy person helping sick family member' (they have enough going on that starting using a new piece of software is an unsustainable cognitive load delta no matter the ease).
Big picture...what I recommend for friends and family is a password manager with a deadmans switch someone else (your estate personal rep) can trigger. That, plus good estate planning is basically sufficient. You should (and almost always can) have some document in there listing major accounts nad bills that is mostly up to date. This stuff doesn't have to be perfect it just needs to be good enough because no matter why you are activating it perfect is not going to be an option or even helpful.
When a user connects their email address we automatically search for 70 categories of critical documents & bills (ex: property tax, homeowners insurance, life insurance, etc...) so all they have to do is click yes to confirm instead of trying to remember what's important and where it's stored.
The next step is series of simple yes/no questions to help folks remember what critical documents/contacts exist.
If you have other suggestions to make the process less stressful, we definitely want to hear them.
A trusted family member has its password which is in their keepass.
In the event I am not around, I expect them to find the password and open the keepass.
Its less complicated this way